Können Ausländer In Deutschland Einen Kredit Bekommen?

 Ja, als Ausländer können Sie in Deutschland einen Privatkredit aufnehmen, wenn Sie folgende Voraussetzungen erfüllen:

  • Älter als 18 Jahre
  • Wohnhaft in Deutschland
  • Kann ein regelmäßiges und ausreichendes Einkommen vorweisen
  • Guter  SCHUFA-Score  (Bonität)

Related Guide:  Wie bekomme ich die SCHUFA in Deutschland? 

Abhängig von der Art des Kredits, den Sie beantragen, gibt es weitere Kriterien, die eine Bank oder ein Finanzinstitut prüfen wird. Zusätzlich weisen wir darauf hin, dass die Chancen auf eine Kreditgewährung auch eng mit Ihrem Aufenthaltsstatus zusammenhängen. Wenn Sie noch keine  Niederlassungserlaubnis  erlangt haben, sind Sie automatisch mit einem höheren Risiko verbunden, den Kredit vollständig zurückzuzahlen. 

Um Ihre Chancen auf einen Kredit in Deutschland als Expat zu erhöhen, fragen Sie unbedingt nur Kredite an, deren Laufzeit vollständig in die Dauer Ihres Aufenthaltstitels fällt. Wenn Sie eine Hypothek aufnehmen möchten, warten Sie am besten, bis Sie eine Niederlassungserlaubnis haben. 

Verwandter Leitfaden:  So erreichen Sie einen dauerhaften Aufenthalt in Deutschland 

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