Связь между процентными ставками и кредитами

 Процентные ставки оказывают значительное влияние на кредиты и конечную стоимость для заемщика. Кредиты с более высокими процентными ставками имеют более высокие ежемесячные платежи или требуют больше времени для погашения, чем кредиты с более низкими процентными ставками. Например, если человек занимает 5000 долларов в рассрочку на пять лет или срочный кредит с процентной ставкой 4,5%, ему придется ежемесячно платить 93,22 доллара в течение следующих пяти лет. Напротив, если процентная ставка составляет 9%, платежи вырастут до 103,79 доллара.

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